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Products & Services
Visa ATM/Debit Card
Payroll deduction and Direct Deposit from Muncie Community Schools
Direct Deposit - contact your employer to set up ACH payroll deduction or Direct Deposit.
Direct Deposit for Social Security and Pension payments.
Sybil-Voice Response System 24 hour access to your account via touch-tone telephone
Home Banking - Free Internet Banking 24/7
Regular Savings - $10.00 makes you a member!
Share Draft (Checking)
Performance Draft Acount - $2,500.00 minimum balance
Share Certificate Accounts - terms 6 to 36 months
Club Accounts - Christmas, Kids, and Vacation
IRA Accounts - Traditional & Roth
Visa Credit Cards - Classic, Gold, & Platinum
Rates as low as 8.90% APR
No Annual Fee!
$10 balance transfer fee - bring your credit card to Muncie FCU
No cash advance fee
Pay at your credit union
24/7 Night Depository (completed Monday-Friday)
Domestic Wire Transfers
24/7 ATM Machine
Free check cashing for members
Cash Advances - deposits are free
Share Draft - Checking
free Overdraft Protection (ODP) privilege on ACHs, Drafts, and point-of-sale purchases
Half price senior checks
reorder your checks online anytime!
Same Day Approval!
Motorcycle, Boat & RV Loans
CD Secured Loans
Home Equity Line of Credit Loans
Fixed Home Equity Loans
Credit Life & Disability Insurance
NADA auto value quotes
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