Products & Services

Electronic Services

  • Visa ATM/Debit Card 
  • Payroll deduction and Direct Deposit from Muncie Community Schools
  • Direct Deposit - contact your employer to set up ACH payroll deduction or Direct Deposit. 
  • Direct Deposit for Social Security and Pension payments. 
  • Sybil-Voice Response System 24 hour access to your account via touch-tone telephone 
  • Home Banking - Free Internet Banking 24/7

Share Accounts

  • Regular Savings - $10.00 makes you a member!
  • Share Draft (Checking)
  • Performance Money Market - $2,500.00 minimum balance 
  • Share Certificate Accounts - terms 6 to 36 months 
  • Club Accounts - Christmas, Kids, and Vacation
  • IRA Accounts - Traditional, Roth, Educational (Coverdell Education Savings Accounts)

Card Services

  • Visa Credit Cards - Classic, Gold, & Platinum
  • Rates as low as 8.90% APR
  • No Annual Fee!
  • $10 balance transfer fee - bring your credit card to Muncie FCU
  • no cash advance fee
  • pay at your credit union
  • Statement Online

Bank Services

  • Drive-up Window 
  • 24/7 Night Depository (completed Monday-Friday)
  • Wire Transfers 
  • 24/7 ATM Machine  
  • Free check cashing for members
  • Counter Checks 
  • Cash Advances - deposits are free

Share Draft - Checking

Loans

  • Same Day Approval!
  • Auto Loans
  • Motorcycle, Boat & RV Loans
  • Personal Loans 
  • CD Secured Loans 
  • Home Equity Line of Credit Loans  
  • Fixed Home Equity Loans
  • GAP Insurance
  • Credit Life & Disability Insurance
  • NADA auto value quotes