• Below Minimum Balance Fee
  (one-time fee per month) - $5.00 
• Negative Balance fee
  (per day) - $5.50 
• ACH/Check NSF Fee - $32.00 
• Overdraft Transfer Fee - $3.50 
• Stop Payment Fee - $32.00 
• Returned Check Fee - $9.00 
• Check Photocopy Fee - $5.00

• Account Reconciliation - $12.00/hour 
• Account Research - $12.00/hour 
• Notary Service (member) - $2.00  
• Notary Service (non-member) - $5.00 
• Returned Mail Fee - $3.00  
• Counter Check Fee
  (if not made out to member) - $5.00  
• Account History Printout Fee - $2.25  
• Dormant Account Fee (no activity for 12 consecutive months) - $10.00

• Incoming Wire Fee - $12.00
• Outgoing Wire Fee - $16.00
• International Wire Fee - $55.00
• Wire Cancel/Change Fee - $12.00
• IRA Transfer Fee (transfer to another Broker/Financial Institution) - $20.00

we do not offer Shared Branching

• ATM NSF Fee - $32.00   
• Replacement Fee - $6.00   
• Pin Number Reissue/Change - $2.00   
• Debit Card Transaction Fee - FREE

• Excess Withdrawal Fee  
  (more than 6/month) - $11.00   
• Below Minimum Balance Fee
  (one-time fee per month) - $25.00

• Application Fee - FREE 
• Loan Early Payoff Fee - FREE  
• Mortgage Release - $20.00  
• Late Payment Fee (after 7-day grace period) - $25.00