Frequently Asked Questions

Am I eligible to join Muncie Federal Credit Union?

If you live, go to school, go to church or work in Delaware county you will likely be eligible to join! There is a background checking process that will ultimately determine this, however, these factors strongly influence the process, allowing you to join.

How many locations are there?

While there is only one physical credit union there are a several ATM's here in Muncie you are able to access (Fee may be incurred depending on the ATM used).

I heard transferring to a credit union is a tedious process.

While it may be a little more work on our end, we are more than happy to help you through the process! Transferring is not as complex as one might think. With just a little time we can ensure you have the best financial care in Delaware county.

How do I know which credit union to choose when I haven't heard about a lot of them?

The best bet is to reach out to a credit union and ask about benefits! While we may not have the appearance of a big bank, we work with you on a more personal level. Give us a call and find out how we can help you today!

Do you have any kind of rewards program?

We do not offer rewards programs like a typical bigger bank would. However, we can compensate you with lower rates than a bank.

Aren't credit unions behind the tech curve?

This is a false statement. Credit unions keep up with technology nearly as well, if not better than your larger scale banks. While there may be a few barriers with the financial aspects of tech with a smaller credit union, we still get the job done! 

Got a question? Send it our way! Better yet, come ask us in person!