About Us


Muncie School Employees Federal Credit Union was chartered in 1935 to serve Muncie Community Schools. 

In 1999 we shortened our name to Muncie Federal Credit Union. On August 7, 1998 The Credit Union Membership Access Act was signed into law, allowing employees of companies too small to start their own credit unions to have the opportunity to join existing credit unions.

As of January 2005 Muncie Federal Credit Union became a community charter. Anyone who lives, works, worships, or goes to school in Delaware County is eligible to apply to join Muncie Federal Credit Union.

Call our office to see if you are eligible to join. Your immediate family or household members are eligible to join the credit union. Immediate family is defined as spouse, child, sibling, parent, grandparent, or grandchild.  Immediate family member includes stepparents, stepchildren, stepsiblings, and adoptive relationships.

A $10.00 deposit insures your membership with Muncie FCU.

Staff Members


Donna Etchison - CEO/Manager

Sandy Holliday - Administrative Assistant

Linda York - Loan Officer

April Townsend - Member Service Representative

Shay Pegues - Member Service Representative


Justin Gilmack - Marketing /Member Service Rep.

Zachary Smith - Marketing

Board of Directors


Gary Addison - Board President 

John Rainey - Vice President 

Brice Miller - Secretary

Vernon Reese - Treasurer 

Tracy Fruitt

Sue Parkinson 

Jennifer Dudley